AUTOMATED CASH MANAGEMENT
Advizmo finds your idle cash and, based on your preferences, invests it or moves it to savings.
Full automation.
We tell you before anything moves, with time to cancel.
One-click approval.
Nothing moves until you tap Yes.
See how it works
Demo account. Figures are hypothetical.
HOW IT WORKS
We cover your upcoming bills first. Then we show you what’s left over to invest.
1
We look at your accounts
Advizmo reads your checking balance and finds your upcoming bills and paychecks from your linked accounts.
2
We run the numbers
We subtract your upcoming bills and the cushion you want to keep. What’s left tells us if you have extra cash, or if checking is about to run short.
3
We tell you where to move it
You get a clear recommendation. Invest the extra, or move money back to checking before a bill hits. You approve it, or let it run automatically.
WORKS IN BOTH DIRECTIONS
IDLE CASH
You have idle cash
Money above your bills and cushion isn’t doing anything in checking. We check daily and recommend moving the extra into your investment account.
Recommendation
Checking → Investing
CHECKING SHORT
Checking is running short
If upcoming bills would push you below your cushion, we flag it and recommend moving money back to checking before the bill is due.
Recommendation
Investing → Checking
YOU STAY IN CONTROL
Change your setting any time in the app.
THE MATH, OUT IN THE OPEN
CHECKING BALANCE
MINUS UPCOMING BILLS
MINUS YOUR CUSHION
CHECKING IS SHORT BY
In this hypothetical example, Advizmo would recommend moving $1,350 from your investment account back to checking before the bills are due. When the result is positive, that amount is your idle cash.
Link your checking account, set your cushion, and pick your automation setting. It takes a few minutes.
Advisory services are provided by TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. Brokerage and custody services are provided by Interactive Brokers LLC, member FINRA/SIPC.
All examples on this page are hypothetical and for illustration only. They do not reflect actual client accounts or results. Advizmo does not guarantee that your checking account will always have enough to cover your bills. Upcoming bills are estimates based on linked account data, which may be incomplete or delayed, and transfers take time to settle. Recommendations depend on the accuracy of that data and your settings. Investing involves risk, including possible loss of principal. Money moved to an investment account is not FDIC insured and may lose value.
See our Form ADV Part 2A and Client Relationship Summary (Form CRS) for more information.