Hear what our users have to say.
Real users are feeling confident about their finances, moving money out of 0% interest accounts into investments, and saving time.
I used to dread figuring out my finances every month. Now Advizmo does it for me and shows me better places for my money. I moved my extra cash out of checking where it was earning 0% interest and into better accounts.
A.R.
NY, NY
I used to leave too much money sitting in checking because I didn’t want to mess things up. Advizmo gave me the confidence to move money out of checking into high interest savings and other options. I am young, but I want to plan ahead for retirement.
L.R.
Austin, TX
I never really knew what to do with my money after payday. Advizmo helps me move it to better financial options, and now my money is working harder for me. It feels good to have my money working for me instead of the other way around.
D.R.
Gainesville, FL
Advizmo helped me automate making investments. I would never actually make investments because there were so many steps. Simple setup, clear insights, and real growth I can see.
A.C.
Boston, MA
I love how Advizmo invests automatically. It tells me what I need to invest, and then does it for me.
D.C.
San Diego, CA
Your checking account is the worst place to keep money you don't need in the next 30 days.
This money is not working for you. Every day those funds remain idle is a missed opportunity for growth.
Before Advizmo
No automatic growth
-$200
Lost to inflation annually
Checking Account
$10,000 at 0% APY
After Advizmo
Your Money Working & Tax-optimized
$700
Earned annually
Auto-Invested
$10,000 auto-invested at 7% avg return
Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before fees and taxes.
Build Your Safety Net Before You Invest
Advizmo helps you achieve your savings goals, then guides you toward smart investing, in that order.
Your Financial Readiness Without Advizmo
How Advizmo Helps You Build Financial Security
Get instant, personalized answers based on your actual accounts, spending, and goals. Not generic advice: your data, your insights.
Paycheck in. Portfolio growing. Automatically.
Start free. Then $3/mo. Or free forever with Auto-Invest.
Try everything free for 30 days.
$0
for 30 days
No investment account needed to get started.
$3/mo
$15/mo
or $30/year · $99/yr
Invest $1,000+ in your auto-invest account and your $3/mo drops to $0.
What's included
Most popular
AI money manager + auto-invest.
Paycheck to portfolio. Fully automated.
$0
If you maintain $1,000+ in your auto-invest account.
0.25%/yr on assets under management advisory fee
What's included
Same 0.25% AUM as Wealthfront and Betterment, but better.
They stop at portfolio management. Advizmo automates the entire journey from paycheck to portfolio, and gives you smarter tax-optimized selling when you need your money back.
AI Money Manager
Full automation and advice. Manages your cash flow, investing, and taxes in one place.
Invests idle cash every payday
Identifies exactly how much is safe to invest after bills and automatically moves it. No manual deposits.
Pulls funds back when you're short
Monitors upcoming bills and automatically moves money back to checking before you run low.
Tax-optimized selling
When you need funds back, Advizmo sells in the most tax-efficient order, not just the easiest.
Bill monitoring and shortage alerts
Tracks every bill and flags you before you miss one or overdraft. Your robo-advisor doesn't do this.
AI advisor with your full picture
Ask anything, anytime. Advizmo's AI knows your accounts, bills, portfolio, and tax situation all at once.
Same rate. More automation. Smarter tax optimization.
Get Started in 5 Minutes
Sign up and open your auto-invest account
Create your account and open a brokerage account with Interactive Brokers in one flow. Then securely link your accounts.
Open Your Free Auto-Invest Account
Open Free Account
Set your savings target and checking cushion
Tell us your emergency fund goal and how much cushion to keep in checking. We auto-invest the rest.
Savings target
$2,000
Checking cushion
$500
Set your investment preference
Choose your risk level. You can update this any time. We rebalance automatically.
Adjustable any time
Watch It Work
Daily insights and smart alerts. We automatically harvest tax losses, avoid wash sales, and keep your checking on target.
Wealth building. Active results. Fully automated.
Frequently Asked Questions
Stop Losing Money in 0% Checking
Start capturing every opportunity for passive income while staying ahead of your bills.
