Your cash earns more.¹
You pay less tax.²

Your cash earns more.¹
You pay less tax.²

What wealth managers charge 1% for. Brokerages don't offer.
Budgeting apps never tried. Automated for everyone.

What wealth managers charge 1% for. Brokerages don't offer.
Budgeting apps never tried. Automated for everyone.

Start Your Free 30-Day Trial

Available on the

App Store

¹ "Earns more" reflects potential returns from investing idle cash vs. earning 0% in checking. Not a guarantee. Results vary.
² "Pay less tax" refers to tax-loss harvesting and tax-optimized selling features designed to reduce taxable gains. Actual tax savings depend on individual tax situation, portfolio size, holding periods, income, and state of residence. Not a guarantee of tax savings. Not tax advice. Individual results vary.

¹ "Earns more" reflects potential returns from investing idle cash vs. earning 0% in checking. Not a guarantee. Results vary.
² "Pay less tax" refers to tax-loss harvesting and tax-optimized selling features designed to reduce taxable gains. Actual tax savings depend on individual tax situation, portfolio size, holding periods, income, and state of residence. Not a guarantee of tax savings. Not tax advice. Individual results vary.

Demo account. Figures shown for illustrative purposes only.

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before fees and taxes.

YOUR MONEY IS PROTECTED
YOUR MONEY IS PROTECTED

No more moving money manually.

No more moving money manually.

Every payday, Advizmo figures out exactly how much is safe to invest after bills and buffer.
Moves it. Invests it. Cuts your tax bill.* Automatically.

1
1
Monitors your checking account
Monitors your checking account

Tracks income and upcoming bills to calculate exactly how much is safe to invest. Not a rough guess.

2
2
Invests idle cash automatically
Invests idle cash automatically

Moves idle cash into money market funds or diversified portfolio automatically. Pulls cash back to checking if running short.

3
3
Tax optimizes your portfolio year-round
Tax optimizes your portfolio year-round

Tax-optimized selling, tax-loss harvesting, automatic rebalancing. The stuff advisors charge 1% for. No other app does all three.

"Cuts your tax bill" refers to tax-loss harvesting and tax-optimized selling features designed to reduce taxable gains. Actual tax savings depend on individual tax situation, portfolio size, holding periods, income, and state of residence. Not tax advice. Individual results vary.

"Cuts your tax bill" refers to tax-loss harvesting and tax-optimized selling features designed to reduce taxable gains. Actual tax savings depend on individual tax situation, portfolio size, holding periods, income, and state of residence. Not tax advice. Individual results vary.

download
ADVIZMO
download
ADVIZMO

Your checking account is losing you money. Advizmo fixes that.

Before Advizmo

No automatic growth

-$200

Lost to inflation annually

Checking Account

$10,000 at 0% APY

After Advizmo

Your Money Investing & Tax Smart

+$700

Generated annually

Auto-Invested

$10,000 auto-invested at 7% avg return

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. The -$200 figure assumes 2% annual inflation. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before Advizmo's 0.25% annual advisory fee and before taxes. Not tax advice. Individual results may vary.

TAX OPTIMIZATION

TAX OPTIMIZATION

Most investors overpay taxes by 1-2% a year. Advizmo fixes that.*

The wealthiest investors have always used tax optimization to reduce their taxes. Advizmo brings it to everyone, automatically.

$299,000
extra wealth built over 20 years on a $200,000 investment, hypothetical
Based on 1–2% annual tax optimization per Vanguard Research (2023)
$200,000 invested over 20 years · hypothetical*

+$500

Tax-loss harvesting

Automatically sell losing positions to offset gains

Hypothetical. Based on $10,000 portfolio, 1-year tax-loss harvesting estimate.

Built Into Advizmo

Tax optimized selling

Designed to reduce taxes on every withdrawal.

Built into Advizmo

24+

More harvesting opportunities

The more frequently you invest, the more tax savings opportunities Advizmo finds

*Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. The -$200 figure assumes 2% annual inflation. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before Advizmo's 0.25% annual advisory fee and before taxes. Not tax advice. Individual results vary. The 1-2% tax optimization estimate is based on: Vanguard, "Putting a Value on Your Value: Quantifying Vanguard Advisor's Alpha" (2022), estimating up to 1.5% in tax-related alpha; J.P. Morgan Asset Management, Tax-Smart Investing (2023), estimating 1-2% in additional after-tax returns; Chaudhuri, Burnham, and Lo, MIT Sloan (2012), estimating approximately 1.1% annual tax-loss harvesting alpha. References do not constitute endorsements of Advizmo by any cited organization.

Advizmo calculator

See how much extra wealth
Advizmo could build for you

Your Numbers

$
$
Idle cash per month
= Income − Bills
Money that can be invested
$2,500

Where Your Money Ends Up (Over 30 Years)

With AdvizmoTax optimized investment of idle cash
$3.73M
Self-investing, no Advizmo
$2.83M
Leave in checking
$909k
Total wealth over 30 years
Hypothetical projections based on your inputs
With Advizmo
Self-invest, no Advizmo
Leave in checking

* Estimates only. Not financial advice. Bank APY 0.07%. Market return 7%/yr. Advizmo tax alpha 1.5%/yr based on Vanguard (2022), J.P. Morgan (2023), and MIT Sloan (2012) research on tax-efficient investing strategies. All idle cash invested at 8.5%/yr with Advizmo. Individual results vary. Past performance does not guarantee future results. Not tax advice. References do not constitute endorsements of Advizmo.

Demo account. Figures shown for illustrative purposes only.

Advizmo moves your cash buffer into money market ETFs.

One tap to pull back when you need it.

3.55% APY

30-Day SEC Yield (as of April 9, 2026)

*As of April 9, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.

Vs the competition

Vs the competition

Same 0.25% AUM as leading robo-advisors.
But they stop at the portfolio.

Same rate. More automation. More tax optimization.

Feature

Tax-loss harvesting

Auto cash investing from checking

Bill monitoring and auto pull-back

Calculates safe-to-invest amount

Tax-lot optimized selling on every withdrawal

Wash sale prevention with 3-ETF rotation

AI advisor with full account picture

Emergency savings automation

Discount Brokerages

✕

✕

✕

✕

✕

✕

✕

✕

Robo-Advisors

✓

✕

✕

✕

✕

✕

✕

✕

Advizmo

✓

✓

✓

✓

✓

✓

✓

✓

Feature comparison based on publicly available information as of April 16, 2026. Features and fee structures are subject to change. Advizmo is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. Advizmo is not affiliated with, sponsored by, or endorsed by Robinhood, Wealthfront, or any other mentioned competitors.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future results. The automated features described, including tax-loss harvesting and tax-lot optimization, do not guarantee a profit or protect against a loss in declining markets. Asset allocation and diversification do not eliminate the risk of investment losses.

PRICING

PRICING

Paycheck in. Portfolio working.

30-day free trial. Then $3/mo until $1K auto-invested. Introductory rate.

Free with Auto-Invest

Free with Auto-Invest

AI Money Manager + Auto-Invest

Maintain $1,000+ in your Auto-Invest account and your subscription is on us.

$0/mo

once portfolio hits $1,000 | 0.25% annual advisory fee

✓ Auto cash investing after every paycheck

✓ Auto cash investing after every paycheck

✓ Tax-loss harvesting year-round

✓ Tax-loss harvesting year-round

✓ Bill monitoring and auto pull-back

✓ Bill monitoring and auto pull-back

✓ AI advisor with your full picture

✓ AI advisor with your full picture

✓ Harvests tax losses and rebalances year-round

✓ Harvests tax losses and rebalances year-round

✓ Tax-optimized selling and wash sale prevention

✓ Tax-optimized selling and wash sale prevention

✓ Auto rebalancing with every purchase

✓ Auto rebalancing with every purchase

✓ No minimums, no commissions

✓ No minimums, no commissions

Subscribe Directly

Subscribe Directly

Monthly or Annual

Lock in the introductory rate.

$3/mo

or $30/year | same features, cancel anytime

✓ All features included

✓ All features included

✓ Lock in introductory price

✓ Lock in introductory price

✓ Same 0.25% AUM advisory fee

✓ Same 0.25% AUM advisory fee

✓ Cancel anytime before trial ends

✓ Cancel anytime before trial ends

A real advisor is one call away.

Our team is here to help you get set up and stay on track.

support@advizmo.com | 914.979.2591

Get Started in 5 Minutes

1

1

Sign up and open your auto-invest account

Create your account and open a brokerage account with Interactive Brokers in one flow. Then securely link your accounts.

Open Your Free Auto-Invest Account

Open Free Account

2

2

Set your savings target and checking cushion

Tell us your emergency fund goal and how much cushion to keep in checking. We auto-invest the rest.

Savings target

$2,000

Checking cushion

$500

3

3

Set your investment preference

Choose your risk level. You can update this any time. We rebalance automatically.

Adjustable any time

4

4

Watch It Work

Daily insights and smart alerts. We automatically harvest tax losses, avoid wash sales, and keep your checking on target.

Wealth building. Active monitoring. Fully automated.

Questions before you get started?

A real advisor is one call away.

support@advizmo.com | 914.979.2591

Frequently Asked Questions

Is Advizmo complex to use?

What are the costs?

How does automated rebalancing work?

What do you invest in?

How does Advizmo know how much is safe to invest?

How does Advizmo ensure that I don't overdraft?

How does the checking cushion work?

Can I withdraw funds anytime?

What is tax optimization?

How do I deposit funds?

Is my money safe?

Will Advizmo send me tax documents?

How does tax-loss harvesting actually save me money?

How does the savings target work?

Is Advizmo complex to use?

What are the costs?

How does automated rebalancing work?

What do you invest in?

How does Advizmo know how much is safe to invest?

How does Advizmo ensure that I don't overdraft?

How does the checking cushion work?

Can I withdraw funds anytime?

What is tax optimization?

How do I deposit funds?

Is my money safe?

Will Advizmo send me tax documents?

How does tax-loss harvesting actually save me money?

How does the savings target work?

We keep your money and information safe

We keep your money and information safe

✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties

For more information, view our security policy.

✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties

For more information, view our security policy.

Start investing. Tax Smart.
Automatically.

Put your idle cash to work while staying ahead of your bills.

Download on App Store

Questions before you download? We're here. support@advizmo.com · 914.979.2591

Dashboard

Demo account. Figures shown for illustrative purposes only.

Get actionable financial tips and product updates delivered to your inbox.
Get actionable financial tips and product updates delivered to your inbox.
Get actionable financial tips and product updates delivered to your inbox.

From Paycheck To Portfolio. Automatic.

Your Automated Personal Finance Assistant

✓ Capture every opportunity for growth.

✓ Never miss a bill payment.

✓ Daily analysis of all accounts.

Tax-Optimized Auto-Investing

✓ Maximize returns with expert portfolios.

✓ Minimize taxes on every trade.

✓ No commissions or hidden fees

Open Free Auto-Invest Account

You automate everything else. Why not your money?

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before fees and taxes.

3.70% APY

30-Day SEC Yield (as of Jan 22, 2026)

Grow your cash with a high-yield money market ETF

✓ TTM (Trailing Twelve Months) Yield: 4.09%
✓ $70.7B AUM
✓ 0.09% Expense Ratio
✓ Monthly Distributions

*As of January 22, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.

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Security Policy

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Terms of Use

Disclosures

Support

Download the Advizmo App:

App Store

Copyright (C) 2025 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC ("IBKR"), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000 (including $250,000 for cash), with excess SIPC coverage providing up to an additional $30 million per account. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo's fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR's background on FINRA's BrokerCheck. © 2025 TalkAboutHealth, Inc. DBA Advizmo.

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Follow us on:

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Security Policy

Privacy Policy

Terms of Use

Disclosures

Support

Download the Advizmo App:

App Store

Copyright (C) 2025 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC ("IBKR"), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000 (including $250,000 for cash), with excess SIPC coverage providing up to an additional $30 million per account. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo's fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR's background on FINRA's BrokerCheck. © 2025 TalkAboutHealth, Inc. DBA Advizmo.

Logo

Follow us on:

Icon
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Icon
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Icon
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Security Policy

Privacy Policy

Terms of Use

Disclosures

Support

Download the Advizmo App:

App Store

Copyright (C) 2025 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC ("IBKR"), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000 (including $250,000 for cash), with excess SIPC coverage providing up to an additional $30 million per account. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo's fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR's background on FINRA's BrokerCheck. © 2025 TalkAboutHealth, Inc. DBA Advizmo.