AI-automated cash, investing, and tax savings

AI-automated cash, investing, and tax savings

Idle cash sitting at 0%. See where it could go instead.

Idle cash sitting at 0%. See where it could go instead.

DEPOSITS

DEPOSITS

Invested in real time, as soon as money lands.

IDLE CASH

IDLE CASH

We calculate and recommend accounts that pay more than 0%.

BILLS

BILLS

Watched. If checking runs short, we sell tax efficiently.

TAXES

TAXES

Tax-loss harvesting checked every trading day.²

Investing involves risk, including loss of principal. Selling can realize taxable gains.

Start Your Free 30-Day Trial

Only $3/mo, waived once $1,000 is auto-invested.

0.25% annual advisory fee applies to invested assets.

Only $3/mo, waived once $1,000 is auto-invested.

0.25% annual advisory fee applies to invested assets.

Only $3/mo, waived once $1,000 is auto-invested.

0.25% annual advisory fee applies to invested assets.

¹ Tax-loss harvesting defers tax by lowering your cost basis. Part of the benefit can be permanent when losses offset income taxed at a higher rate than the future gain. Results depend on your circumstances. Not tax advice.

¹ Tax-loss harvesting defers tax by lowering your cost basis. Part of the benefit can be permanent when losses offset income taxed at a higher rate than the future gain. Results depend on your circumstances. Not tax advice.

¹ Tax-loss harvesting defers tax by lowering your cost basis. Part of the benefit can be permanent when losses offset income taxed at a higher rate than the future gain. Results depend on your circumstances. Not tax advice.

Demo account. Figures shown for illustrative purposes only.

YOUR MONEY IS PROTECTED
YOUR MONEY IS PROTECTED
YOUR MONEY IS PROTECTED

The transfers you keep meaning to make.

The transfers you keep meaning to make.

The transfers you keep meaning to make.

Every payday, Advizmo figures out how much is available to invest after bills and buffer.
Moves it. Invests it. Lowers taxable gains.¹

1
1
1
Monitors your checking account
Monitors your checking account
Monitors your checking account

Tracks balances and upcoming bills to calculate how much is available to invest.

2
2
2
Invests idle cash automatically³
Invests idle cash automatically³
Invests idle cash automatically³

Moves idle cash into money market funds or diversified ETFs automatically. Pulls cash back to checking if running short.

3
3
3
Tax optimizes your portfolio year-round
Tax optimizes your portfolio year-round
Tax optimizes your portfolio year-round

Tax-optimized selling, tax-loss harvesting, automatic rebalancing. The stuff advisors charge 1% for.²

¹ “Lowers taxable gains” refers to tax-loss harvesting and tax-optimized selling features designed to reduce realized gains. Tax-loss harvesting defers tax by lowering your cost basis. Part of the benefit can be permanent when losses offset income taxed at a higher rate than the future gain. Results depend on your circumstances. Not tax advice. Actual results depend on your tax situation, portfolio size, holding periods, income, and state of residence. Individual results vary.
² Per 2024 Kitces Research, 1% is the median AUM fee charged by financial advisors on portfolios up to $1M. Advizmo charges 0.25% AUM annually on invested assets plus a $3/mo subscription, waived once $1,000 is auto-invested. Fee structures differ and are not directly comparable.
³ Investing involves risk, including loss of principal. Selling can realize taxable gains as well as losses.

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ADVIZMO
download
ADVIZMO

Your checking account is losing to inflation. Advizmo puts your idle cash to work.

Before Advizmo

No automatic growth

-$200

Estimated loss to inflation,

one year

Checking Account

$10,000 at 0% APY

After Advizmo

Auto-invested in real time

+$675

Hypothetical one-year result

Value can fall as well as rise. You can lose money.

Before inflation. Inflation reduces both figures.

Auto-Invested

$10,000 auto-invested at 7% avg return

The 7% figure is a long-run average. Individual years vary widely. The U.S. stock market fell 37% in 2008.

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. The -$200 figure assumes 2% annual inflation. Shown net of Advizmo’s 0.25% annual advisory fee. The platform subscription is waived at this balance because it exceeds $1,000 auto-invested. At lower balances the subscription applies and would reduce this figure. Actual returns will vary. Investing involves risk, including loss of principal. Not tax advice. Individual results may vary.

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. The -$200 figure assumes 2% annual inflation. Shown net of Advizmo’s 0.25% annual advisory fee. The platform subscription is waived at this balance because it exceeds $1,000 auto-invested. At lower balances the subscription applies and would reduce this figure. Actual returns will vary. Investing involves risk, including loss of principal. Not tax advice. Individual results may vary.

Demo account. Figures shown for illustrative purposes only.

Advizmo moves your cash buffer into money market ETFs.

Advizmo moves your cash buffer into money market ETFs.

One tap to pull back when you need it.

One tap to pull back when you need it.

3.60%

3.60%

30-Day SEC Yield (as of August 13, 2026)

30-Day SEC Yield (as of August 13, 2026)

*As of April 9, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.

*As of April 9, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.

Vs the competition

Vs the competition

Same 0.25% AUM as leading robo-advisors.
But they stop at the portfolio.

Same rate. More automation. More tax optimization.

Feature

Tax-loss harvesting

Auto cash investing from checking

Bill monitoring and auto pull-back

Calculates safe-to-invest amount

Tax-lot optimized selling on every withdrawal

Wash sale prevention with 3-ETF rotation

AI assistant with full account picture

Emergency savings automation

Discount Brokerages

✕

✕

✕

✕

✕

✕

✕

✕

Robo-Advisors

✓

✕

✕

✕

✕

✕

✕

✕

Advizmo

✓

✓

✓

✓

✓

✓

✓

✓

Feature comparison based on publicly available information as of April 16, 2026. Features and fee structures are subject to change. Advizmo is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future results. The automated features described, including tax-loss harvesting and tax-lot optimization, do not guarantee a profit or protect against a loss in declining markets. Asset allocation and diversification do not eliminate the risk of investment losses.

Vs the competition

Same 0.25% AUM as leading robo-advisors.
But they stop at the portfolio.

Same rate. More automation. More tax optimization.

Feature

Tax-loss harvesting

Auto cash investing from checking

Bill monitoring and auto pull-back

Calculates safe-to-invest amount

Tax-lot optimized selling on every withdrawal

Wash sale prevention with 3-ETF rotation

AI assistant with full account picture

Emergency savings automation

Discount Brokerages

✕

✕

✕

✕

✕

✕

✕

✕

Robo-Advisors

✓

✕

✕

✕

✕

✕

✕

✕

Advizmo

✓

✓

✓

✓

✓

✓

✓

✓

Feature comparison based on publicly available information as of April 16, 2026. Features and fee structures are subject to change. Advizmo is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future results. The automated features described, including tax-loss harvesting and tax-lot optimization, do not guarantee a profit or protect against a loss in declining markets. Asset allocation and diversification do not eliminate the risk of investment losses.

PRICING

PRICING

Paycheck in. Portfolio working.

30-day free trial. Then $3/mo until $1K auto-invested. Introductory rate.

Free with Auto-Invest

Free with Auto-Invest

AI Money Manager + Auto-Invest

Maintain $1,000+ in your Auto-Invest account and your subscription is on us.

$0/mo

once portfolio hits $1,000 | 0.25% annual advisory fee

✓ Auto cash investing after every paycheck

✓ Tax-loss harvesting year-round

✓ Bill monitoring and auto pull-back

✓ AI assistant with your full picture

✓ Harvests tax losses and rebalances year-round

✓ Tax-optimized selling and wash sale prevention

✓ Auto rebalancing with every purchase

✓ No minimums, no commissions

Subscribe Directly

Subscribe Directly

Monthly or Annual

Lock in the introductory rate.

$3/mo

or $30/year until $1K auto-invested | same features, cancel anytime

✓ All features included

✓ Lock in introductory price

✓ Same 0.25% AUM advisory fee

✓ Cancel anytime before trial ends

Our support team is one call away

Our team is here to help you get set up and stay on track.

support@advizmo.com | 914.979.2591

Free with Auto-Invest

AI Money Manager + Auto-Invest

Maintain $1,000+ in your Auto-Invest account and your subscription is on us.

$0/mo

once portfolio hits $1,000 | 0.25% annual advisory fee

✓ Auto cash investing after every paycheck

✓ Tax-loss harvesting year-round

✓ Bill monitoring and auto pull-back

✓ AI assistant with your full picture

✓ Harvests tax losses and rebalances year-round

✓ Tax-optimized selling and wash sale prevention

✓ Auto rebalancing with every purchase

✓ No minimums, no commissions

Subscribe Directly

Monthly or Annual

Lock in the introductory rate.

$3/mo

or $30/year until $1K auto-invested | same features, cancel anytime

✓ All features included

✓ Lock in introductory price

✓ Same 0.25% AUM advisory fee

✓ Cancel anytime before trial ends

Get Started in 5 Minutes

1

1

Sign up and open your auto-invest account

Sign up and open your auto-invest account

Create your account and open a brokerage account with Interactive Brokers in one flow. Then securely link your accounts.

Create your account and open a brokerage account with Interactive Brokers in one flow. Then securely link your accounts.

Open Your Free Auto-Invest Account

Open Your Free Auto-Invest Account

Open Free Account

Open Free Account

2

2

Set your savings target and checking cushion

Set your savings target and checking cushion

Tell us your emergency fund goal and how much cushion to keep in checking. We auto-invest the rest.

Tell us your emergency fund goal and how much cushion to keep in checking. We auto-invest the rest.

Savings target

Savings target

$2,000

Checking cushion

Checking cushion

$500

3

3

Set your investment preference

Set your investment preference

Choose your risk level. You can update this any time. We rebalance automatically.

Choose your risk level. You can update this any time. We rebalance automatically.

Adjustable any time

Adjustable any time

4

4

Watch It Work

Watch It Work

Daily insights and smart alerts. We automatically harvest tax losses, avoid wash sales, and keep your checking on target.

Daily insights and smart alerts. We automatically harvest tax losses, avoid wash sales, and keep your checking on target.

Wealth building. Active monitoring. Fully automated.

Wealth building. Active monitoring. Fully automated.

Questions before you get started?

Questions before you get started?

Our support team is one call away

support@advizmo.com | 914.979.2591

Our support team is one call away

support@advizmo.com | 914.979.2591

Frequently Asked Questions

Is Advizmo complex to use?

What are the costs?

How does automated rebalancing work?

What do you invest in?

How does Advizmo know how much is safe to invest?

How does Advizmo ensure that I don't overdraft?

How does the checking cushion work?

Can I withdraw funds anytime?

What is tax optimization?

How do I deposit funds?

Is my money safe?

Will Advizmo send me tax documents?

How does tax-loss harvesting actually save me money?

How does the savings target work?

Is Advizmo complex to use?

What are the costs?

How does automated rebalancing work?

What do you invest in?

How does Advizmo know how much is safe to invest?

How does Advizmo ensure that I don't overdraft?

How does the checking cushion work?

Can I withdraw funds anytime?

What is tax optimization?

How do I deposit funds?

Is my money safe?

Will Advizmo send me tax documents?

How does tax-loss harvesting actually save me money?

How does the savings target work?

We keep your money and information safe

We keep your money and information safe

✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties

For more information, view our security policy.

✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties

For more information, view our security policy.

Start investing. Tax Smart.
Automatically.

Put your idle cash to work while staying ahead of your bills.

Open Web App

Also on iPhone and Android.

Questions before you download? We're here. support@advizmo.com · 914.979.2591

Questions before you download? We're here.
support@advizmo.com · 914.979.2591

Dashboard

Demo account. Figures shown for illustrative purposes only.

Demo account. Figures shown for illustrative purposes only.

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Security Policy

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Disclosures

Support

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Copyright (C) 2026 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC (“IBKR”), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000, of which $250,000 may be in cash. IBKR also maintains excess SIPC coverage that provides additional protection up to $30 million per account. SIPC coverage protects against the loss of cash and securities held by a customer at a financially troubled SIPC-member broker-dealer. SIPC does not protect against market loss. For more information, visit sipc.org. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo’s fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR’s background on FINRA’s BrokerCheck. © 2026 TalkAboutHealth, Inc. DBA Advizmo.

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Follow us on:

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Security Policy

Privacy Policy

Terms of Use

Disclosures

Support

Download the Advizmo App:

App Store

Copyright (C) 2026 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC (“IBKR”), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000, of which $250,000 may be in cash. IBKR also maintains excess SIPC coverage that provides additional protection up to $30 million per account. SIPC coverage protects against the loss of cash and securities held by a customer at a financially troubled SIPC-member broker-dealer. SIPC does not protect against market loss. For more information, visit sipc.org. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo’s fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR’s background on FINRA’s BrokerCheck. © 2026 TalkAboutHealth, Inc. DBA Advizmo.

Logo

Follow us on:

Icon
Icon
Icon
Icon
Icon
Icon
Icon

Security Policy

Privacy Policy

Terms of Use

Disclosures

Support

Download the Advizmo App:

App Store

Copyright (C) 2026 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC ("IBKR"), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000, of which $250,000 may be in cash. IBKR also maintains excess SIPC coverage that provides additional protection up to $30 million per account. SIPC coverage protects against the loss of cash and securities held by a customer at a financially troubled SIPC-member broker-dealer. SIPC does not protect against market loss. For more information, visit sipc.org. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo's fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR's background on FINRA's BrokerCheck. © 2026 TalkAboutHealth, Inc. DBA Advizmo.