Your cash earns more.

You pay less tax.

Your cash earns more.

You pay less tax.

What wealth managers charge 1% for. Robinhood can't touch.
Budgeting apps never tried. Automated for everyone.

What wealth managers charge 1% for. Robinhood can't touch.
Budgeting apps never tried. Automated for everyone.

Start Your Free 30-Day Trial

Available on the App Store · iOS only

Available on the App Store · iOS only

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before fees and taxes.

YOUR MONEY IS PROTECTED
YOUR MONEY IS PROTECTED

No more moving money manually.

No more moving money manually.

Every payday, Advizmo figures out exactly how much is safe to invest after bills and buffer.
Moves it. Grows it. Optimizes it for taxes. Automatically.

1
1
Monitors your checking account
Monitors your checking account

Tracks income and upcoming bills to calculate exactly how much is safe to invest. Not a rough guess.

2
2
Invests the right amount, automatically
Invests the right amount, automatically

Moves idle cash into money market funds or diversified portfolio automatically. Pulls cash back to checking if running short.

3
3
Tax optimizes your portfolio year-round
Tax optimizes your portfolio year-round

Tax-optimized selling, tax-loss harvesting, automatic rebalancing. The stuff advisors charge 1% for. No other app does all three.

download
ADVIZMO
download
ADVIZMO

The financial advisor in your pocket.
Minus the $500 per hour.

Real users are feeling confident about their finances, moving money out of 0% interest accounts into investments, and saving time.

Lifesaver!

I used to manually move money after each paycheck. Now it all happens automatically in a tax efficient way.

F

Freelog999

Set It & Forget It

My excess cash isn't sitting idle anymore, it's being automatically invested instead.

B

Bruno

Incredible!

Still amazed how automated Advizmo makes everything — truly a game changer and excited to watch my portfolio grow!

J

JoeP440

Your checking account is losing you money. Advizmo fixes that.

Before Advizmo

No automatic growth

-$200

Lost to inflation annually

Checking Account

$10,000 at 0% APY

After Advizmo

Your Money Working & Tax-optimized

+$700

Earned annually

Auto-Invested

$10,000 auto-invested at 7% avg return

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before fees and taxes.

Advizmo calculator

See how much extra wealth
Advizmo builds for you

YOUR NUMBERS
$
$
$
1 yr40 yr10 yr
WHAT ADVIZMO ADDS
IDLE CASH GAIN
$506
per year
TAX OPTIMIZATION
$375
per year
Extra Wealth
After 10 Years
$36,167
difference vs. doing nothing
Without Advizmo
$109,368
vs $145,535
with Advizmo
Portfolio growth over time
With Advizmo
Without
* Estimates only. Bank APY 0.07%. Market return 7%/yr assumed. Tax alpha 1.5%/yr. Idle cash return 8.5%/yr (market + tax optimization). Not tax advice. Individual results vary. Past performance does not guarantee future results.

TAX OPTIMIZATION

TAX OPTIMIZATION

You're likely paying 1-2% more in taxes than you need to. Advizmo fixes that.

The wealthiest investors have always used tax optimization to reduce their taxes. Advizmo brings it to everyone, automatically.

$299,000

extra wealth built over 20 years on a $200,000 investment

extra wealth built over 20 years on a $200,000 investment

Based on 1-2% annual tax optimization per Vanguard Research (2023)*

+$500

Tax-loss harvesting

Automatically sell losing positions to offset gains

Unique to Advizmo

Tax optimized selling

Every withdrawal minimizes tax liability

24+

More harvesting opportunities

The more frequently you invest, the more tax savings opportunities Advizmo finds

Advizmo moves your cash buffer into money market ETFs.

One tap to pull back when you need it.

3.55% APY

3.55% APY

30-Day SEC Yield (as of April 9, 2026)

*As of April 9, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.

Vs the competition

Vs the competition

Same 0.25% AUM as Wealthfront.
But they stop at the portfolio.

Advizmo automates the entire journey from paycheck to portfolio.

Feature

Tax-loss harvesting

Auto cash investing from checking

Bill monitoring and auto pull-back

Calculates safe-to-invest amount

Tax-optimized selling when withdrawing

Wash sale prevention with 3-ETF rotation

AI advisor with full account picture

Emergency savings automation

Robinhood

✕

✕

✕

✕

✕

✕

✕

✕

Wealthfront

✓

✕

✕

✕

✕

✕

✕

✕

Advizmo

✓

✓

✓

✓

✓

✓

✓

✓

Same rate. More automation. Smarter tax optimization.

PRICING

PRICING

Paycheck in. Portfolio growing.

Start free. Then $3/mo until $1K auto-invested, then free forever.

Free with Auto-Invest

Free with Auto-Invest

AI Money Manager + Auto-Invest

Maintain $1,000+ in your Auto-Invest account and your subscription is on us.

$0/mo

once portfolio hits $1,000 | 0.25% annual advisory fee

✓ Auto cash investing after every paycheck

✓ Auto cash investing after every paycheck

✓ Tax-loss harvesting year-round

✓ Tax-loss harvesting year-round

✓ Bill monitoring and auto pull-back

✓ Bill monitoring and auto pull-back

✓ AI advisor with your full picture

✓ AI advisor with your full picture

✓ Harvests tax losses and rebalances year-round

✓ Harvests tax losses and rebalances year-round

✓ Tax-optimized selling and wash sale prevention

✓ Tax-optimized selling and wash sale prevention

✓ Auto rebalancing with every purchase

✓ Auto rebalancing with every purchase

✓ No minimums, no commissions

✓ No minimums, no commissions

Subscribe Directly

Subscribe Directly

Monthly or Annual

Lock in the introductory rate forever. Your price never increases.

$3/mo

or $30/year | same features, cancel anytime

✓ All features included

✓ All features included

✓ Lock in introductory price forever

✓ Lock in introductory price forever

✓ Same 0.25% AUM advisory fee

✓ Same 0.25% AUM advisory fee

✓ Cancel anytime before trial ends

✓ Cancel anytime before trial ends

A real advisor is one call away.

Our team is here to help you get set up and stay on track.

support@advizmo.com | 914.979.2591

We keep your money and information safe

We keep your money and information safe

✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties

For more information, view our security policy.

✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties

For more information, view our security policy.

Get Started in 5 Minutes

1

1

Sign up and open your auto-invest account

Create your account and open a brokerage account with Interactive Brokers in one flow. Then securely link your accounts.

Open Your Free Auto-Invest Account

Open Free Account

2

2

Set your savings target and checking cushion

Tell us your emergency fund goal and how much cushion to keep in checking. We auto-invest the rest.

Savings target

$2,000

Checking cushion

$500

3

3

Set your investment preference

Choose your risk level. You can update this any time. We rebalance automatically.

Adjustable any time

4

4

Watch It Work

Daily insights and smart alerts. We automatically harvest tax losses, avoid wash sales, and keep your checking on target.

Wealth building. Active results. Fully automated.

Questions before you get started?

A real advisor is one call away.

support@advizmo.com | 914.979.2591

Frequently Asked Questions

Is Advizmo complex to use?

What are the costs?

How does automated rebalancing work?

What do you invest in?

How does Advizmo know how much is safe to invest?

How does Advizmo ensure that I don't overdraft?

How does the checking cushion work?

Can I withdraw funds anytime?

What is tax optimization?

How do I deposit funds?

Is my money safe?

Will Advizmo send me tax documents?

How does tax-loss harvesting actually save me money?

How does the savings target work?

Is Advizmo complex to use?

What are the costs?

How does automated rebalancing work?

What do you invest in?

How does Advizmo know how much is safe to invest?

How does Advizmo ensure that I don't overdraft?

How does the checking cushion work?

Can I withdraw funds anytime?

What is tax optimization?

How do I deposit funds?

Is my money safe?

Will Advizmo send me tax documents?

How does tax-loss harvesting actually save me money?

How does the savings target work?

Start investing.
Pay less tax.
Automatically.

Start capturing every opportunity for passive income while staying ahead of your bills.

Download on App Store

Questions before you download? We're here. support@advizmo.com · 914.979.2591

Dashboard
Get actionable financial tips and product updates delivered to your inbox.
Get actionable financial tips and product updates delivered to your inbox.
Get actionable financial tips and product updates delivered to your inbox.

From Paycheck To Portfolio. Automatic.

Your Automated Personal Finance Assistant

✓ Capture every opportunity for growth.

✓ Never miss a bill payment.

✓ Daily analysis of all accounts.

Tax-Optimized Auto-Investing

✓ Maximize returns with expert portfolios.

✓ Minimize taxes on every trade.

✓ No commissions or hidden fees

Open Free Auto-Invest Account

You automate everything else. Why not your money?

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before fees and taxes.

3.70% APY

30-Day SEC Yield (as of Jan 22, 2026)

Grow your cash with a high-yield money market ETF

✓ TTM (Trailing Twelve Months) Yield: 4.09%
✓ $70.7B AUM
✓ 0.09% Expense Ratio
✓ Monthly Distributions

*As of January 22, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.

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Security Policy

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Terms of Use

Disclosures

Support

Download the Advizmo App:

App Store

Copyright (C) 2025 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC ("IBKR"), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000 (including $250,000 for cash), with excess SIPC coverage providing up to an additional $30 million per account. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo's fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR's background on FINRA's BrokerCheck. © 2025 TalkAboutHealth, Inc. DBA Advizmo.

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Follow us on:

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Security Policy

Privacy Policy

Terms of Use

Disclosures

Support

Download the Advizmo App:

App Store

Copyright (C) 2025 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC ("IBKR"), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000 (including $250,000 for cash), with excess SIPC coverage providing up to an additional $30 million per account. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo's fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR's background on FINRA's BrokerCheck. © 2025 TalkAboutHealth, Inc. DBA Advizmo.

Logo

Follow us on:

Icon
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Icon
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Icon
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Security Policy

Privacy Policy

Terms of Use

Disclosures

Support

Download the Advizmo App:

App Store

Copyright (C) 2025 Advizmo. All rights reserved

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC ("IBKR"), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000 (including $250,000 for cash), with excess SIPC coverage providing up to an additional $30 million per account. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo's fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR's background on FINRA's BrokerCheck. © 2025 TalkAboutHealth, Inc. DBA Advizmo.