The rich have financial advisors. Now you do too.

The same strategies Wall Street uses for its best clients. Automated for everyone. Cash flow management, expert portfolios, tax optimization, and AI across all your accounts. Everything handled.

Download From The App Store

YOUR MONEY IS PROTECTED

Paycheck To Portfolio. Automatically.

Every payday, Advizmo figures out exactly how much is safe to invest after bills and buffer. Moves it. Grows it. Optimizes it for taxes. Automatically.

1 Monitors your checking account

Tracks income, bills, and spending to calculate exactly how much is safe to invest. Not a rough guess.

2 Moves the right amount, automatically

Moves your surplus into a diversified portfolio automatically. Pulls back if a big bill is coming.

3 Harvests tax losses year-round

Sells tax-optimally, prevents wash sales, and rebalances on every purchase. The stuff advisors charge 1% for.

Hear what our users have to say.

Real users are feeling confident about their finances, moving money out of 0% interest accounts into investments, and saving time.

I used to dread figuring out my finances every month. Now Advizmo does it for me and shows me better places for my money. I moved my extra cash out of checking where it was earning 0% interest and into better accounts.
A.R.
NY, NY
I used to leave too much money sitting in checking because I didn’t want to mess things up. Advizmo gave me the confidence to move money out of checking into high interest savings and other options. I am young, but I want to plan ahead for retirement.
L.R.
Austin, TX
I never really knew what to do with my money after payday. Advizmo helps me move it to better financial options, and now my money is working harder for me. It feels good to have my money working for me instead of the other way around.
D.R.
Gainesville, FL
Advizmo helped me automate making investments. I would never actually make investments because there were so many steps. Simple setup, clear insights, and real growth I can see.
A.C.
Boston, MA
I love how Advizmo invests automatically. It tells me what I need to invest, and then does it for me.
D.C.
San Diego, CA

I used to dread figuring out my finances every month. Now Advizmo does it for me and shows me better places for my money. I moved my extra cash out of checking where it was earning 0% interest and into better accounts.
A.R.
NY, NY
I used to leave too much money sitting in checking because I didn’t want to mess things up. Advizmo gave me the confidence to move money out of checking into high interest savings and other options. I am young, but I want to plan ahead for retirement.
L.R.
Austin, TX
I never really knew what to do with my money after payday. Advizmo helps me move it to better financial options, and now my money is working harder for me. It feels good to have my money working for me instead of the other way around.
D.R.
Gainesville, FL
Advizmo helped me automate making investments. I would never actually make investments because there were so many steps. Simple setup, clear insights, and real growth I can see.
A.C.
Boston, MA
I love how Advizmo invests automatically. It tells me what I need to invest, and then does it for me.
D.C.
San Diego, CA

Ask your financial advisor anything. Anytime.

Get instant, personalized answers based on your actual accounts, spending, and goals. Not generic advice: your data, your insights.

Your checking account is the worst place to keep money you don't need in the next 30 days.

This money is not working for you. Every day those funds remain idle is a missed opportunity for growth.

Your checking account isn't designed to build wealth. But Advizmo changes that.

Before Advizmo

No automatic growth

-$200

Lost to inflation annually

Checking Account

$10,000 at 0% APY

After Advizmo

Your Money Working & Tax-optimized

$700

Earned annually

Auto-Invested

$10,000 auto-invested at 7% avg return

Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. Actual returns will vary and may be higher or lower. Investing involves risk, including loss of principal. Returns shown before fees and taxes.

3.70% APY

30-Day SEC Yield (as of Jan 22, 2026)

Grow your cash with a high-yield money market ETF

✓ TTM (Trailing Twelve Months) Yield: 4.09%
✓ $70.7B AUM
✓ 0.09% Expense Ratio
✓ Monthly Distributions

*As of January 22, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.

Build Your Safety Net Before You Invest

Advizmo helps you achieve your savings goals, then guides you toward smart investing, in that order.

Your Financial Readiness Without Advizmo

❌ "Do I have enough saved?"

❌ "Should I save or invest?"

❌ Accidentally spending safety net

How Advizmo Helps You Build Financial Security

✅ Clear emergency target you set

✅ We tell you when you're ready to invest

✅ Smart alerts when fund drops below target

What a great financial advisor would do. Automated.

Open an account. We handle the rest.

FREE TRIAL

30 days free trial

Full access, all features.

Goals
AI Chat
Alerts
AI Insights

✓ AI that knows your accounts and tells you what to do

✓ Automatically invest your extra cash

✓ Instant alerts before you overdraft or miss a bill

✓ Auto-Invest with no minimums and no manual effort

✓ Tax-optimized selling, tax-loss harvesting, wash sale prevention

AI PERSONAL FINANCE ASSISTANT

Cancel anytime. Lock in this price forever. Your rate never increases.

FREE WITH AUTO-INVEST

$0/mo

Maintain $1,000+ in your Auto-Invest account and your subscription is on us.

SUBSCRIBE DIRECTLY

Limited Time

$3/mo

$15/mo regular price

or $30/year · $99/yr

✓ Identifies excess funds and upcoming bills

✓ Checking-short alerts & daily monitoring

✓ AI-powered insights & savings strategies

✓ Net worth tracking & budgeting

Free Auto-Invest Account (optional)

0.25%/yr

on assets under management

Charged only on your invested balance, not your cash. That's $25/year for every $10K invested.

✓ No commissions, no hidden fees

✓ Tax-optimized selling & wash sale prevention

✓ Auto rebalancing with every purchase

✓ Expert-built portfolios in low-cost ETFs

Same as other robo-advisors Wealthfront and Betterment.

Start Growing My Money

How Pricing Works: Pick One or Both

Platform only

$3/mo

or $30/year

Auto-Invest only

0.25% AUM

(no platform fee)

Both (under $1K balance)

$30/yr +
0.25% AUM

BEST DEAL

Both ($1K+ balance)

0.25% AUM only

(platform fee waived)

SEC-Registered Investment Adviser

SEC-Registered Investment Adviser

Same 0.25% rate as Wealthfront and Betterment, but better.

They stop at portfolio management. Advizmo automates the entire journey from paycheck to portfolio, and gives you smarter tax-optimized selling when you need your money back.

Paycheck → Portfolio automated

Tax-optimized selling when you need funds

Bill monitoring &
shortage alerts

Same rate. More automation. Smarter tax optimization.

We keep your money and information safe

✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties

Get Started in 5 Minutes

1

Create your account and open a brokerage account in one flow. Then securely link your bank checking account.

Open Your Free Auto-Invest Account

Open Free Account

2

Set your savings target and checking cushion

Tell us your emergency fund goal and how much to keep in checking. We auto-invest the rest.

Savings target

$2,000

Checking cushion

$500

3

Set your investment preference

Choose your risk level. You can update this any time. We rebalance automatically.

Adjustable any time

4

Watch It Work

Daily insights and smart alerts. We automatically harvest tax losses, avoid wash sales, and keep your checking on target.

Wealth building. Active results. Fully automated.

Frequently Asked Questions

Is Advizmo complex to use?

What are the costs?

How does automated rebalancing work?

Can I withdraw funds anytime?

What is tax optimization?

How do I deposit funds?

Is Advizmo complex to use?

What are the costs?

How does automated rebalancing work?

Can I withdraw funds anytime?

What is tax optimization?

How do I deposit funds?

Stop Losing Money in 0% Checking

Start capturing every opportunity for passive income while staying ahead of your bills.

Download on App Store

Get actionable financial tips and product updates delivered to your inbox.

From Paycheck To Portfolio. Automatic.

Your Automated Personal Finance Assistant

✓ Capture every opportunity for growth.

✓ Never miss a bill payment.

✓ Daily analysis of all accounts.

Tax-Optimized Auto-Investing

✓ Maximize returns with expert portfolios.

✓ Minimize taxes on every trade.

✓ No commissions or hidden fees

Open Free Auto-Invest Account

You automate everything else. Why not your money?

3.70% APY

30-Day SEC Yield (as of Jan 22, 2026)

Grow your cash with a high-yield money market ETF

✓ TTM (Trailing Twelve Months) Yield: 4.09%
✓ $70.7B AUM
✓ 0.09% Expense Ratio
✓ Monthly Distributions

*As of January 22, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.

The rich have financial advisors. Now you do too.

The rich have financial advisors. Now you do too.

YOUR MONEY IS PROTECTED

YOUR MONEY IS PROTECTED

Paycheck To Portfolio. Automatically.

Paycheck To Portfolio. Automatically.

1

1

Monitors your checking account

Monitors your checking account

2

2

Moves the right amount, automatically

Moves the right amount, automatically

3

3

Harvests tax losses year-round

Harvests tax losses year-round

Hear what our users have to say.

Ask your financial advisor anything. Anytime.

Ask your financial advisor anything. Anytime.

Your checking account is the worst place to keep money you don't need in the next 30 days.

Before Advizmo

-$200

Checking Account

After Advizmo

$700

Auto-Invested

3.70% APY

3.70% APY

Grow your cash with a high-yield money market ETF

Build Your Safety Net Before You Invest

Your Financial Readiness Without Advizmo

❌ "Do I have enough saved?"

❌ "Do I have enough saved?"

❌ "Do I have enough saved?"

❌ "Should I save or invest?"

❌ "Should I save or invest?"

❌ "Should I save or invest?"

❌ Accidentally spending safety net

❌ Accidentally spending safety net

❌ Accidentally spending safety net

How Advizmo Helps You Build Financial Security

✅ Clear emergency target you set

✅ Clear emergency target you set

✅ Clear emergency target you set

✅ We tell you when you're ready to invest

✅ We tell you when you're ready to invest

✅ We tell you when you're ready to invest

✅ Smart alerts when fund drops below target

✅ Smart alerts when fund drops below target

✅ Smart alerts when fund drops below target

What a great financial advisor would do. Automated.

30 days free trial

30 days free trial

$0/mo

$3/mo

Free Auto-Invest Account (optional)

0.25%/yr

0.25%/yr

How Pricing Works: Pick One or Both

How Pricing Works: Pick One or Both

$3/mo

or $30/year

0.25% AUM

(no platform fee)

$30/yr +0.25% AUM

0.25% AUM only

(platform fee waived)

Same 0.25% rate as Wealthfront and Betterment, but better.

We keep your money and information safe

We keep your money and information safe

Get Started in 5 Minutes

1

1

2

2

3

3

4

$30/yr +
0.25% AUM