Your cash earns more.¹
You pay less tax.²
Your cash earns more.¹
You pay less tax.²
Your cash earns more.¹
You pay less tax.²
What advisors charge 1% for.³ More than a brokerage. More than a budgeting app. Automated for everyone.
What advisors charge 1% for.³ More than a brokerage. More than a budgeting app. Automated for everyone.
What advisors charge 1% for.³ More than a brokerage. More than a budgeting app. Automated for everyone.
¹ "Earns more" reflects potential returns from investing idle cash vs. earning near 0% in checking, net of Advizmo's 0.25% advisory fee. Not a guarantee. Investing involves risk, including loss of principal. Individual results vary.
² "Pay less tax" refers to tax-loss harvesting and tax-optimized selling features designed to reduce taxable gains. Actual tax savings depend on individual tax situation, portfolio size, holding periods, income, and state of residence. Not a guarantee of tax savings. Not tax advice. Individual results vary.
³ Per 2024 Kitces Research, 1% is the median AUM fee charged by financial advisors on portfolios up to $1M. Advizmo charges 0.25% AUM plus $3/mo subscription (subscription waived after $1K auto-invested). Fee structures differ and are not directly comparable.
¹ "Earns more" reflects potential returns from investing idle cash vs. earning near 0% in checking, net of Advizmo's 0.25% advisory fee. Not a guarantee. Investing involves risk, including loss of principal. Individual results vary.
² "Pay less tax" refers to tax-loss harvesting and tax-optimized selling features designed to reduce taxable gains. Actual tax savings depend on individual tax situation, portfolio size, holding periods, income, and state of residence. Not a guarantee of tax savings. Not tax advice. Individual results vary.
³ Per 2024 Kitces Research, 1% is the median AUM fee charged by financial advisors on portfolios up to $1M. Advizmo charges 0.25% AUM plus $3/mo subscription (subscription waived after $1K auto-invested). Fee structures differ and are not directly comparable.
¹ "Earns more" reflects potential returns from investing idle cash vs. earning near 0% in checking, net of Advizmo's 0.25% advisory fee. Not a guarantee. Investing involves risk, including loss of principal. Individual results vary.
² "Pay less tax" refers to tax-loss harvesting and tax-optimized selling features designed to reduce taxable gains. Actual tax savings depend on individual tax situation, portfolio size, holding periods, income, and state of residence. Not a guarantee of tax savings. Not tax advice. Individual results vary.
³ Per 2024 Kitces Research, 1% is the median AUM fee charged by financial advisors on portfolios up to $1M. Advizmo charges 0.25% AUM plus $3/mo subscription (subscription waived after $1K auto-invested). Fee structures differ and are not directly comparable.
Demo account. Figures shown for illustrative purposes only.
No more moving money manually.
No more moving money manually.
No more moving money manually.
Every payday, Advizmo figures out exactly how much is safe to invest after bills and buffer.
Moves it. Invests it. Cuts your tax bill.¹ Automatically.
1
1
1
Monitors your checking account
Monitors your checking account
Monitors your checking account
Tracks income and upcoming bills to calculate exactly how much is safe to invest. Not a rough guess.
2
2
2
Invests idle cash automatically
Invests idle cash automatically
Invests idle cash automatically
Moves idle cash into money market funds or diversified portfolio automatically. Pulls cash back to checking if running short.
3
3
3
Tax optimizes your portfolio year-round
Tax optimizes your portfolio year-round
Tax optimizes your portfolio year-round
Tax-optimized selling, tax-loss harvesting, automatic rebalancing. The stuff advisors charge 1% for.² No other app does all three.
¹ Cuts your tax bill" refers to tax-loss harvesting and tax-optimized selling features designed to reduce taxable gains. Actual tax savings depend on individual tax situation, portfolio size, holding periods, income, and state of residence. Not tax advice. Individual results vary.
² Per 2024 Kitces Research, 1% is the median AUM fee charged by financial advisors on portfolios up to $1M.
Your checking account is losing to inflation. Advizmo puts your idle cash to work.
Before Advizmo
No automatic growth
-$200
Lost to inflation annually
Checking Account
$10,000 at 0% APY
After Advizmo
Your Money Investing & Tax Smart
+$675
Generated annually
Auto-Invested
$10,000 auto-invested at 7% avg return
Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. The -$200 figure assumes 2% annual inflation. Shown net of Advizmo's 0.25% advisory fee. Actual returns will vary. Investing involves risk, including loss of principal. Not tax advice. Individual results may vary.
Hypothetical illustration only. Not a guarantee of future results. The 7% figure represents approximate historical average annual returns for the U.S. stock market over long periods. The -$200 figure assumes 2% annual inflation. Shown net of Advizmo's 0.25% advisory fee. Actual returns will vary. Investing involves risk, including loss of principal. Not tax advice. Individual results may vary.
TAX OPTIMIZATION
TAX OPTIMIZATION
Pay less tax. Keep ~1% more.
The wealthiest investors have always used tax optimization to reduce their taxes. Advizmo brings it to everyone, automatically.
+$410-$540/yr
+$410-$540/yr
Tax-loss harvesting
Automatically sell losing positions to offset gains
Based on 1.08-1.5% annual tax-loss harvesting alpha per Chaudhuri/Burnham/Lo, Financial Analysts Journal (2020) and Vanguard (2022) research.
Built Into Advizmo
Tax optimized selling
Designed to reduce taxes on every withdrawal. Wash sale prevention included.
Built Into Advizmo
Daily tax-loss harvesting
Daily monitoring means more chances to capture tax losses.
*Hypothetical illustration. Assumes $200,000 initial investment, 20-year holding period, no additional contributions. "Without Advizmo" assumes 7% annual return (long-term U.S. equity historical average). "With Advizmo" assumes 7.75% annual return net of Advizmo's 0.25% advisory fee, reflecting ~1% tax optimization benefit. Based on Chaudhuri, Burnham, and Lo, "An Empirical Evaluation of Tax-Loss-Harvesting Alpha," Financial Analysts Journal (2020). Cited sources do not endorse Advizmo. Past performance does not guarantee future results. Investing involves risk, including loss of principal. Individual results vary. Not tax advice.
*Hypothetical illustration. Assumes $200,000 initial investment, 20-year holding period, no additional contributions. "Without Advizmo" assumes 7% annual return (long-term U.S. equity historical average). "With Advizmo" assumes 7.75% annual return net of Advizmo's 0.25% advisory fee, reflecting ~1% tax optimization benefit. Based on Chaudhuri, Burnham, and Lo, "An Empirical Evaluation of Tax-Loss-Harvesting Alpha," Financial Analysts Journal (2020). Cited sources do not endorse Advizmo. Past performance does not guarantee future results. Investing involves risk, including loss of principal. Individual results vary. Not tax advice.
Advizmo calculator
See how much extra wealth
Advizmo could build for you
Your Numbers
Where Your Money Ends Up (Over 30 Years)
* Estimates only. Not personalized investment advice. Bank APY 0.07% (FDIC national average). Market return 7%/yr. Advizmo tax alpha ~1%/yr based on Chaudhuri, Burnham, and Lo, "An Empirical Evaluation of Tax-Loss-Harvesting Alpha," Financial Analysts Journal (2020). All idle cash invested at 7.75%/yr net of 0.25% advisory fee with Advizmo. Hypothetical illustration. Not a guarantee. Investing involves risk, including loss of principal. Individual results vary. Past performance does not guarantee future results. Not tax advice. Cited sources do not endorse Advizmo.
Demo account. Figures shown for illustrative purposes only.
Advizmo moves your cash buffer into money market ETFs.
Advizmo moves your cash buffer into money market ETFs.
One tap to pull back when you need it.
One tap to pull back when you need it.
3.55%
3.55%
30-Day SEC Yield (as of April 9, 2026)
30-Day SEC Yield (as of April 9, 2026)
*As of April 9, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.
*As of April 9, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.
Vs the competition
Vs the competition
Same 0.25% AUM as leading robo-advisors.
But they stop at the portfolio.
Same rate. More automation. More tax optimization.
Feature
Tax-loss harvesting
Auto cash investing from checking
Bill monitoring and auto pull-back
Calculates safe-to-invest amount
Tax-lot optimized selling on every withdrawal
Wash sale prevention with 3-ETF rotation
AI assistant with full account picture
Emergency savings automation
Discount Brokerages
✕
✕
✕
✕
✕
✕
✕
✕
Robo-Advisors
✓
✕
✕
✕
✕
✕
✕
✕
Advizmo
✓
✓
✓
✓
✓
✓
✓
✓
Feature comparison based on publicly available information as of April 16, 2026. Features and fee structures are subject to change. Advizmo is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future results. The automated features described, including tax-loss harvesting and tax-lot optimization, do not guarantee a profit or protect against a loss in declining markets. Asset allocation and diversification do not eliminate the risk of investment losses.
Vs the competition
Same 0.25% AUM as leading robo-advisors.
But they stop at the portfolio.
Same rate. More automation. More tax optimization.
Feature
Tax-loss harvesting
Auto cash investing from checking
Bill monitoring and auto pull-back
Calculates safe-to-invest amount
Tax-lot optimized selling on every withdrawal
Wash sale prevention with 3-ETF rotation
AI assistant with full account picture
Emergency savings automation
Discount Brokerages
✕
✕
✕
✕
✕
✕
✕
✕
Robo-Advisors
✓
✕
✕
✕
✕
✕
✕
✕
Advizmo
✓
✓
✓
✓
✓
✓
✓
✓
Feature comparison based on publicly available information as of April 16, 2026. Features and fee structures are subject to change. Advizmo is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future results. The automated features described, including tax-loss harvesting and tax-lot optimization, do not guarantee a profit or protect against a loss in declining markets. Asset allocation and diversification do not eliminate the risk of investment losses.
PRICING
PRICING
Paycheck in. Portfolio working.
30-day free trial. Then $3/mo until $1K auto-invested. Introductory rate.
Free with Auto-Invest
Free with Auto-Invest
AI Money Manager + Auto-Invest
Maintain $1,000+ in your Auto-Invest account and your subscription is on us.
$0/mo
once portfolio hits $1,000 | 0.25% annual advisory fee
✓ Auto cash investing after every paycheck
✓ Tax-loss harvesting year-round
✓ Bill monitoring and auto pull-back
✓ AI assistant with your full picture
✓ Harvests tax losses and rebalances year-round
✓ Tax-optimized selling and wash sale prevention
✓ Auto rebalancing with every purchase
✓ No minimums, no commissions
Subscribe Directly
Subscribe Directly
Monthly or Annual
Lock in the introductory rate.
$3/mo
or $30/year until $1K auto-invested | same features, cancel anytime
✓ All features included
✓ Lock in introductory price
✓ Same 0.25% AUM advisory fee
✓ Cancel anytime before trial ends
Our support team is one call away
Our team is here to help you get set up and stay on track.
support@advizmo.com | 914.979.2591
Free with Auto-Invest
AI Money Manager + Auto-Invest
Maintain $1,000+ in your Auto-Invest account and your subscription is on us.
$0/mo
once portfolio hits $1,000 | 0.25% annual advisory fee
✓ Auto cash investing after every paycheck
✓ Tax-loss harvesting year-round
✓ Bill monitoring and auto pull-back
✓ AI assistant with your full picture
✓ Harvests tax losses and rebalances year-round
✓ Tax-optimized selling and wash sale prevention
✓ Auto rebalancing with every purchase
✓ No minimums, no commissions
Subscribe Directly
Monthly or Annual
Lock in the introductory rate.
$3/mo
or $30/year until $1K auto-invested | same features, cancel anytime
✓ All features included
✓ Lock in introductory price
✓ Same 0.25% AUM advisory fee
✓ Cancel anytime before trial ends
Get Started in 5 Minutes
1
1
Sign up and open your auto-invest account
Sign up and open your auto-invest account
Create your account and open a brokerage account with Interactive Brokers in one flow. Then securely link your accounts.
Create your account and open a brokerage account with Interactive Brokers in one flow. Then securely link your accounts.
Open Your Free Auto-Invest Account
Open Your Free Auto-Invest Account
Open Free Account
Open Free Account
2
2
Set your savings target and checking cushion
Set your savings target and checking cushion
Tell us your emergency fund goal and how much cushion to keep in checking. We auto-invest the rest.
Tell us your emergency fund goal and how much cushion to keep in checking. We auto-invest the rest.
Savings target
Savings target
$2,000
Checking cushion
Checking cushion
$500
3
3
Set your investment preference
Set your investment preference
Choose your risk level. You can update this any time. We rebalance automatically.
Choose your risk level. You can update this any time. We rebalance automatically.
Adjustable any time
Adjustable any time
4
4
Watch It Work
Watch It Work
Daily insights and smart alerts. We automatically harvest tax losses, avoid wash sales, and keep your checking on target.
Daily insights and smart alerts. We automatically harvest tax losses, avoid wash sales, and keep your checking on target.
Wealth building. Active monitoring. Fully automated.
Wealth building. Active monitoring. Fully automated.
Questions before you get started?
Questions before you get started?
Our support team is one call away
support@advizmo.com | 914.979.2591
Our support team is one call away
support@advizmo.com | 914.979.2591
Frequently Asked Questions
Is Advizmo complex to use?
What are the costs?
How does automated rebalancing work?
What do you invest in?
How does Advizmo know how much is safe to invest?
How does Advizmo ensure that I don't overdraft?
How does the checking cushion work?
Can I withdraw funds anytime?
What is tax optimization?
How do I deposit funds?
Is my money safe?
Will Advizmo send me tax documents?
How does tax-loss harvesting actually save me money?
How does the savings target work?
Is Advizmo complex to use?
What are the costs?
How does automated rebalancing work?
What do you invest in?
How does Advizmo know how much is safe to invest?
How does Advizmo ensure that I don't overdraft?
How does the checking cushion work?
Can I withdraw funds anytime?
What is tax optimization?
How do I deposit funds?
Is my money safe?
Will Advizmo send me tax documents?
How does tax-loss harvesting actually save me money?
How does the savings target work?
We keep your money and information safe
We keep your money and information safe
✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties
For more information, view our security policy.
✓ Bank level security
✓ 256-bit encryption
✓ Multi-factor authentication
✓ Strict internal access controls - no individual at Advizmo has access to your credentials
✓ We do not share your information with unaffiliated 3rd parties
For more information, view our security policy.
Start investing. Tax Smart.
Automatically.
Put your idle cash to work while staying ahead of your bills.
Questions before you download? We're here. support@advizmo.com · 914.979.2591
Questions before you download? We're here.
support@advizmo.com · 914.979.2591
Demo account. Figures shown for illustrative purposes only.
Demo account. Figures shown for illustrative purposes only.