EMERGENCY SAVINGS, ON AUTOPILOT
Set a savings target. Advizmo finds the cash you don’t need for bills and moves it to savings until you hit your goal. After that, extra cash gets invested the way you choose.
TARGET
You pick how much to keep for emergencies. Change it any time.
IDLE CASH
We check your balances and upcoming bills daily to see what’s left over.
TREASURY ETF
Savings are held in SGOV, a fund of short-term U.S. Treasury bills.
YOUR CALL
Fully automated, one click to approve, or manual. You choose.
Not a bank account. Not FDIC insured. ETFs can lose value.
Demo account. Figures shown for illustrative purposes only.
30-day SEC yield on SGOV, as of August 13, 2026
Your savings sit in U.S. Treasury bills.
Advizmo holds your emergency fund in the iShares 0-3 Month Treasury Bond ETF (SGOV). The fund owns Treasury bills that mature in three months or less. You can move money back to checking in one tap.
*Yield is variable and changes over time. The 30-day SEC yield is not a return and does not reflect changes in the fund’s share price. SGOV is not FDIC insured and can lose value. ETF shares trade at market price, which may differ from net asset value. Fund expense ratio 0.09%. Advizmo’s 0.25% annual advisory fee applies to this balance and is not reflected in the yield.
HOW IT WORKS
Advizmo does the math every day so your emergency fund grows from cash you weren’t using anyway.
1
Set your savings target.
Choose how much you want in your emergency fund, like three months of expenses. You also set the cushion to keep in checking.
2
We find your idle cash.
Every day we look at your checking balance, subtract upcoming bills and your cushion, and see what’s left over.
3
We move it where it belongs.
Extra cash goes to savings until you reach your target. After that, it goes to your investments based on your preferences.
YOU STAY IN CONTROL
Same math behind all three. The only difference is who presses go.
SET AND FORGET
Fully automated
Moves happen on their own. You get a heads-up first and a window to cancel. You choose how long that window is.
Best if you want it to just happen.
QUICK APPROVAL
One-click
We send you a notification when there’s cash to move. Open the app and approve it with one tap.
Best if you want to see each move.
FULL CONTROL
Manual
We show you how much idle cash you have. You decide when and how much to move.
Best if you like doing it yourself.
Start your emergency fund today.
Set a target in a minute. Advizmo handles the rest.
$5/mo, or $50/yr. Waived once your account balance reaches $1,000. 0.25% annual advisory fee applies separately to your entire account balance, including cash.
Advizmo Savings is not a savings account. Balances are invested in the iShares 0-3 Month Treasury Bond ETF (SGOV). Securities products are not FDIC insured, not bank guaranteed, and may lose value. Investors should consider the fund’s objectives, risks, charges and expenses, found in its prospectus, before investing. Past performance does not guarantee future results.