Tax-Optimized Auto-Investing
Keep Control. Lose the Busy Work. Grow Your Wealth.
Great for first time investors.
Higher returns than savings accounts over time.
You choose your risk level and portfolio strategy.
We handle the best-practice investing, tax optimization, and rebalancing.
Take Control of Your Investing
Institutional Tax Strategies at 1/4 the Cost
Every time you sell or rebalance without optimization, you're overpaying on taxes.
Advizmo automates the strategies institutional investors use.
DIY Investing Without Advizmo
❌ Rebalancing = taxable events
❌ Selling = which lots do I choose?
❌ Wash sales = surprise tax bill in April
How Advizmo Helps You Build Financial Security
✅ Selling = AI selects lowest-tax lots
✅ Tax loss harvesting automatically
✅ Wash sales = impossible (built-in prevention)
Low-Cost Index Funds with Wash-Sale-Safe Rotation
Portfolios use Vanguard, iShares, and other standard low-cost ETFs. Built-in tax protection through intelligent rotation.
Aggressive Portfolio
Stocks (100%)
Portfolio A: S&P Focus
VOO (60%) - S&P 500
IJR (40%) - Small-Cap
Portfolio B: Tech/Growth
QQQM (60%) - NASDAQ 100
VB (40%) - Small-Cap
Portfolio C: Total Market
VTI (60%) - Total Market
IJH (40%) - Mid-Cap
Moderate Portfolio
Stocks (70%)
Bonds(30%)
Portfolio A: S&P Focus
VOO (60%) - S&P 500
IJR (40%) - Small-Cap
Portfolio B: Tech/Growth
QQQM (60%) - NASDAQ 100
VB (40%) - Small-Cap
Portfolio C: Total Market
VTI (60%) - Total Market
IJH (40%) - Mid-Cap
Conservative Portfolio
Stocks (30%)
Bonds(70%)
Portfolio A: S&P Focus
VOO (60%) - S&P 500
IJR (40%) - Small-Cap
Portfolio B: Tech/Growth
QQQM (60%) - NASDAQ 100
VB (40%) - Small-Cap
Portfolio C: Total Market
VTI (60%) - Total Market
IJH (40%) - Mid-Cap
System automatically rotates between portfolios to avoid wash sales while maintaining your desired risk level.
Cash Automatically Invested In SGOV - Treasury Bill ETF
Stop Leaving Cash on the Table
Current 30-Day SEC Yield: 3.70%*
SGOV at a glance
TTM Yield: 4.09%
Assets Under Management: $70.7B
Expense Ratio: 0.09%
Distribution: Monthly
*As of January 22, 2026. Yields are variable and subject to change. Past performance does not guarantee future results. Not FDIC insured. ETFs are subject to market risk.