Are your excess funds in 0% checking? Smart, clear next steps for your excess funds.

No spreadsheets, collecting info from multiple accounts, or wondering if you are doing it right.

Your automated finance assistant analyzes your finances daily.

Avoid surprises-- get alerts when your checking doesn't cover upcoming bills

No more guessing--stay ahead of low balances and build a solid safety net.

We monitor your bills so you can feel secure about your finances and have more time to focus on what truly matters.

Get financial tips, feature updates, and early access to our Android app—FREE!

The average user has $10,000+ in excess funds that could be earning more each year

By moving money out of 0% interest checking to better financial and account options

Every day your accounts are analyzed across all your banks for excess funds

We notify you to move funds based on your preferences to high yield savings or investments

Your money works harder for you!

Hear what our users have to say.

Real users are feeling confident about their finances, moving money out of 0% interest accounts, and saving time.

I used to dread figuring out my finances every month. Now Advizmo does it for me and shows me better places for my money. I moved my extra cash out of checking where it was earning 0% interest and into better accounts.

D.R.

Orlando, FL

I used to leave too much money sitting in checking because I didn’t want to mess things up. Advizmo gave me the confidence to move money out of checking into high interest savings and other options. I’m getting older, and it feels good to finally be getting serious about retirement.

L.R.

Austin, TX

I never really knew what to do with my money after payday. Advizmo helps me move it to better financial options, and now my money is working harder for me. It feels amazing to have my money working for me instead of the other way around.

A.R.

New York, NY

Automate your financial tasks every month

1 Help your money work harder by moving money out of 0% checking accounts.
2 Ensure you have enough in checking to cover upcoming bills.
3 Maintain emergency savings at a level that fits your needs.

Save Time. Stress Less. Grow More.

Advizmo automates financial decisions, so you don’t have to stress and spend time on them. Here’s how:

Calculates your upcoming bills for the next two weeks and provides a clear list.
Tells you exactly how much excess funds you have.
Gives reminders about moving excess funds based on your preferences to high interest savings, investments, or other accounts you choose.
Warns you if your checking balance is too low and suggests transferring funds to avoid overdrafts.

Follow the Advizmo system to:

Avoid financial stress knowing your bills are covered and your money is working for you.
Minimize lost opportunities by moving extra cash out of checking.
Build wealth over time by moving excess funds out of 0% interest checking into better financial options.

And with Advizmo, your personal financial assistant, we do the work for you and you watch your money work for you.

What is the Advizmo system?

Receive timely alerts – Advizmo notifies you about important financial updates.

Cover shortfalls – If your checking account is running low, you’ll receive reminders.

Identify surplus cash – When you have surplus cash, Advizmo provides notifications based on your personal preferences - whether that's high interest savings, investments, or other accounts

You can be confident you have enough cash in checking to pay upcoming bills

We track your upcoming bills
We notify you when and how much money to move to checking account to pay bills
You'll never miss a payment

How It Works

Advizmo connects securely with your financial accounts, analyzes your accounts and upcoming bills and incomes, and provides real-time personalized recommendations to:

Ensure you have enough in checking to cover your bills
Optimize your savings to maintain a solid emergency fund
Identify opportunities to move excess funds out of 0% interest checking

Get Started in 3 minutes!

1.

Install Advizmo App!

2.

Select a target amount to maintain your accounts

3.

Connect your accounts

Watch your finances
work for you with Advizmo

We keep your money and information safe

Enterprise-grade security with AWS infrastructure
AES-256 encryption for all stored data
Comprehensive account protection
Strict data access protocols - your credentials are never viewed or stored by Advizmo
Data minimization - we collect only essential transaction information
We do not share your information with unaffiliated 3rd parties
For more information, view our security policy.

Top-tier financial services at unbeatable prices! Get the most bang for your buck!

Yearly Plan

$99.99 / year

($8.33 / month)

Save 44.4% on annual plan*

Monthly Plan

$14.99/mo.

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